XRP Price Prediction: Will It Hit $3 Amid ETF Hype and Technical Signals?

#XRP

• Technical Outlook: Oversold Bollinger Bands and MACD hint at potential rebound.
• ETF Catalyst: 21Shares’ SEC filing could inject liquidity by late November.
• Regulatory Risk: SEC shutdown and XRP staking adoption add volatility.

XRP Price Prediction

XRP Technical Analysis: Key Indicators to Watch

According to BTCC financial analyst Mia, XRP is currently trading at 2.2841 USDT, below its 20-day moving average (MA) of 2.4330, indicating a short-term bearish trend. The MACD (12,26,9) shows a positive histogram at 0.0515, suggesting some bullish momentum, but the price remains NEAR the lower Bollinger Band (2.1616), signaling potential oversold conditions. A break above the middle band (2.4330) could signal a reversal.

XRP Market Sentiment: ETF Buzz and Regulatory Developments

BTCC financial analyst Mia highlights a mixed sentiment in XRP markets. The filing for an XRP ETF by 21Shares has triggered a 20-day SEC countdown, potentially leading to a market shift by late November. Positive developments from Ripple’s Swell Conference and Gemini’s cryptic XRP teaser have fueled speculation, but price volatility persists amid regulatory uncertainty.

Factors Influencing XRP’s Price

21Shares' XRP ETF Filing Triggers 20-Day SEC Countdown, Potential Market Shift Ahead

21Shares has filed Amendment No. 3 to FORM S-1 for a spot XRP ETF, initiating a critical 20-day SEC review window under Section 8(a) of the Securities Act of 1933. The regulator's silence by November 27 WOULD automatically greenlight the fund—a scenario that propelled XRP's price 6% to $2.31 amid 15% volume spikes.

Institutional players like Franklin Templeton are already positioning for the ETF's potential launch, with its $XRPZ fund listed on DTCC as a final pre-trading step. Analysts liken the event to "institutional validation" for Ripple's token, with traders anticipating a "God Candle 2.0" market reaction.

XRP Staking Gains Traction as Market Anticipates Liquidity Return

Macro analysts highlight a temporary liquidity contraction rather than a structural market top, with expectations of a Treasury-led cash infusion once U.S. fiscal operations resume. Raoul Pal notes, "As soon as spending restarts, the Treasury begins releasing hundreds of billions in weeks." This outlook is driving early rotations into yield-bearing assets.

XRP holders, historically excluded from native staking due to the ledger's validator-based consensus, are now migrating to external platforms like Binance and Bitrue for yield opportunities. Exchange data reveals growing staking participation, signaling a shift from speculative meme coins to measurable income protocols.

XRP Price Volatility and ETF Momentum Intensify Amid SEC Shutdown

XRP recovered 4.59% to $2.3140 on Friday as spot ETF filings gained momentum, with issuers like Canary Capital, Bitwise, Franklin Templeton, and 21Shares amending S-1 forms to bypass SEC delays caused by the government shutdown. The token remains 7.72% down for November, trading below key moving averages as traders watch for confirmation of a death cross.

ETF issuers are exploiting a regulatory loophole—SEC Generic Listing Standards allow commodity-based ETFs to list without traditional 19b-4 approval. By removing delaying language, filings can proceed after 20 days without SEC intervention. Canary Capital's XRP ETF (XRPC) may launch as early as November 13, positioning it as a first-mover in the race.

Post-Swell volatility has driven a 36% correction from XRP's $3.60 peak. Meanwhile, CoinShares, Grayscale, and WisdomTree await the SEC's reopening to proceed with their filings.

21Shares Files for SEC Approval of Spot XRP ETF, Potential Launch by November 27

21Shares has taken a significant step toward launching a spot XRP ETF in the U.S., filing an amended S-1 registration statement with the Securities and Exchange Commission. The submission triggers a 20-day review period, which could result in automatic approval by November 27 if the SEC takes no action.

The proposed ETF, structured as a trust, would track XRP's performance using the CME CF XRP Dollar Reference Rate as its benchmark. Unlike more speculative products, the fund will not employ leverage or derivatives. Shares are expected to list on the Cboe BZX Exchange, offering investors direct exposure to XRP's price movements.

Bloomberg's senior ETF analyst Eric Balchunas confirmed the filing on social media, noting the ticking regulatory clock. The move comes as institutional interest in cryptocurrency investment vehicles continues to grow, particularly following the landmark approvals of spot Bitcoin ETFs earlier this year.

XRP Retreats Despite Positive Developments from Ripple’s Swell Conference

Ripple’s Swell conference, held from November 4 to 5, initially sparked Optimism with several key announcements, including a $500 million funding round led by Citadel Securities and Fortress Investment Group. However, XRP failed to sustain its upward momentum, dropping to $2.19 by early Tuesday trading before recovering slightly to $2.30. The token faces resistance at $2.40, signaling a potential bearish turn.

Market participants appear to have 'bought the rumors and sold the news,' extending XRP’s month-long slide. TradingView analysis suggests the bullish cycle that began in July, peaking at a four-year high of $3.50, may be ending. A breakdown below the one-week 50-day moving average further underscores weakening momentum.

The token’s 'Channel Up' formation, originating after the March 2020 crash, is losing steam. Historical trends show XRP has posted negative returns between Swell and year-end for four consecutive years, adding to bearish sentiment.

Gemini's Cryptic XRP Teaser Sparks ETF Speculation and Market Buzz

XRP dominates crypto discourse this week as Gemini Exchange fuels speculation with a deliberately vague post hinting at a major announcement. The exchange's message—"Next week's looking real XRP coded"—mirrors its pre-launch tactics for August's XRP-branded Mastercard, triggering widespread anticipation.

Trading activity surges as XRP holds at $2.29, with mounting conjecture about a potential spot ETF approval by November 13. The frenzy intensifies alongside Ripple's newly launched prime brokerage platform, creating a perfect storm of institutional and retail interest.

Finance commentator Zach Rector amplifies the momentum, declaring "XRP going viral this week" as social volume and exchange activity spike. Market participants now scrutinize Gemini's next move, with historical patterns suggesting a substantive product rollout rather than mere marketing theatrics.

Chris Larsen Invests in Yellow Network as XRPL EVM Sidechain Goes Live

Ripple co-founder Chris Larsen has publicly endorsed his investment in Yellow Network following its integration with the XRPL EVM sidechain. The decentralized clearing platform's live deployment marks a significant step toward improving scalability and interoperability in digital asset markets.

Yellow Network's layer-3 clearing solution, Yellow Clearnet, stands to benefit from XRPL's EVM compatibility—enhancing liquidity tracking for tokenized real-world assets. The $10 million seed round led by Larsen signals strong institutional confidence in the project's infrastructure.

This development coincides with growing institutional interest in blockchain interoperability solutions. The participation of Consensys, Gate Labs, and other notable investors underscores the market's appetite for decentralized clearing mechanisms.

Will XRP Price Hit 3?

BTCC analyst Mia suggests that while XRP’s current price (2.2841 USDT) is below the 20-day MA, the MACD’s bullish divergence and ETF-related news could drive momentum. A breakout above 2.4330 (middle Bollinger Band) may open a path to $3, but SEC decisions and market sentiment remain key hurdles.